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Do Seniors Want So Many Medicare Choices? Trudy Lieberman

November 10th, 2015 | 0

CFAH

Seniors need more Medicare choices, or do they? The answer depends, of course, on who’s doing the asking.

Republicans and others advocating a voucher plan for Medicare invoke the choice argument as the rationale for transforming Medicare from social insurance provided by the government to privatized arrangements between individuals and the marketplace. Under a voucher system, the government would give seniors and people who are disabled a fixed amount of money to buy insurance from private carriers much the way the rest of America does.

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Long Term Care for Seniors – A Financial Guide for Residents & Families Christina Morales

March 12th, 2015 | 1

Long Term CareHealth care debates continue to linger on in televised newscasts and in newspaper articles. Regardless of which side you are on, there is one thing that everyone can agree upon: health care is expensive. One of the biggest stressors of growing older is the financial burden that many seniors unfortunately face.

What are your options for paying for long term care?

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Obama Health Care Reform in America: How does and did it Affect Senior Citizens? Christina Morales

January 20th, 2015 | 1

Obama and Health Care ReformEven in the era of declining television audiences, President Obama’s State of the Union address tonight is still the biggest audience he’ll have all year. Historically, seventh-year State of the Union speeches have a short shelf life. Every one of the five lame-duck presidents (that is, presidents constitutionally barred from running again — Eisenhower, Reagan, Clinton, George W. Bush and Obama) have all had opposition congresses, making the prospects for passing major parts of the president’s agenda slim to none. But tonight Obama will certainly try to use his speech to frame the debates for the next two years and set the table for the 2016 election. I wanted to take this opportunity to recap, review and remind everyone how Obama Health Care Reform affects and affected the senior citizens of this country.

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Finding the Right Long Term Health Insurance Christina Morales

October 2nd, 2014 | 0

Long Term Care InsuranceMy parents are Baby Boomers and in this past year they have spent more time in the hospital and at doctor’s appointments than either of them had ever planned. From bunion surgery to complications with a routine colonoscopy, my mom and dad have realized how much Medicare doesn’t cover and are grateful that they have a comfortable savings account to tap into if necessary. One major lesson learned is to expect the unexpected. With that said, have you considered long term health insurance?

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The Affordable Care Act: What The ACA Means For American Seniors (INFOGRAPHIC) Lara Baez

May 22nd, 2014 | 0

Affordable Care Act Infographic We understand that navigating the new legislature of the Affordable Care Act (passed in 2010) can be a daunting and confusing process, especially for seniors. Since Medicare is not part of the Healthcare Marketplace established by the ACA, beneficiaries may be unsure of the status of their coverage. In this Infographic, we hope to shed light on some key aspects of what the ACA means for America’s seniors.

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Why Low Income Seniors Fail to Get Help Paying for Health Care Trudy Lieberman

February 12th, 2014 | 3

CFAH

A couple weeks ago, the Medicare Rights Center, a well-known New York-based advocacy group, released a report card showing how well seniors are faring with Medicare. The report is a good barometer of the troubles beneficiaries face when navigating Medicare’s very complicated system for getting health care.

One particularly compelling finding popped out: 21 percent of the 14,000 callers to the Center’s national help line in 2012 had trouble covering the cost sharing that Medicare requires. This means that almost a fourth of seniors struggle with paying the deductibles for Part B – doctor and outpatient services – and for Part D, the drug benefit. 

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How Will The Affordable Care Act Help The Elderly? Christy Rakoczy

November 5th, 2013 | 0

The-Affordable-Care-Act -And-The-ElderlyThe Affordable Care Act has been the topic of much discussion by many groups in the United States, including seniors. It is important to understand the act to know how the new health care system will work. There are many ways in which the Affordable Care Act will benefit the elderly.

Those who are on Medicare will have access to myriad services and products at no cost. Screenings for cancer, diabetes and other chronic diseases, flu shots, and stop-smoking counseling are just a few of the services that require no payment from Medicare recipients.

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The Consumer’s Ongoing Dilemma: Making Sense of Hospital Prices Trudy Lieberman

September 19th, 2013 | 1

CFAHRecently the Washington Post’s health policy columnist Sarah Kliff waded into the muddy waters of hospital disclosures. Kliff had heard that North Carolina Gov. Pat McCrory had signed legislation requiring the state’s hospitals to publish the rates for the services they’ve negotiated with insurance companies.

That indeed would be a big step and builds on Medicare’s release earlier this year of what hospitals charge the government to treat Medicare beneficiaries. Surprise, surprise! The data show huge differences among hospitals even in the same city, a phenomenon well documented in the academic literature.

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Absence of Comparable Data for Families Seeking Assisted Living Facilities Christy Rakoczy

September 6th, 2013 | 4

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Some of you may have recently read my post from last week entitled, “A Close Look at the Assisted Living Industry – And What You Should Do About It.”  In the article I highlighted that the absence of comparable data for families seeking care is a core issue facing those in need of any type of long term care.

Assisted living facilities provide a solution for seniors who are not able to live entirely on their own but who do not want or need the round-the-clock medical care that is provided in a nursing home. Assisted living facilities can allow seniors to maintain a broader degree of independence and to live in a more home-like setting as compared with the more institutional setting of a nursing home.

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Political Football Season Starts for Medicare Trudy Lieberman

September 3rd, 2013 | 1

CFAHIt’s the silly season again for Medicare. It comes around whenever a political campaign is about to begin, as it is for next year’s mid-term elections. Florida Republican Sen. Marco Rubio has been talking about Medicare quite a bit lately and raising an issue that’s been hanging around since the elections of 2010: that the Affordable Care Act takes money out of Medicare by shortchanging Medicare Advantage plans.

Speaking to the Bay County Chamber of Commerce a few weeks ago, Rubio said one of the things the health reform law did was take “a tremendous amount of money out of the Medicare Advantage program, not to fund Medicare or to make Medicare more solvent, but to fund the health care law.” Politicians love to play ball with benefits for seniors.

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