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Obama Health Care Reform in America: How does and did it Affect Senior Citizens? Christina Morales

January 20th, 2015 | 1

Obama and Health Care ReformEven in the era of declining television audiences, President Obama’s State of the Union address tonight is still the biggest audience he’ll have all year. Historically, seventh-year State of the Union speeches have a short shelf life. Every one of the five lame-duck presidents (that is, presidents constitutionally barred from running again — Eisenhower, Reagan, Clinton, George W. Bush and Obama) have all had opposition congresses, making the prospects for passing major parts of the president’s agenda slim to none. But tonight Obama will certainly try to use his speech to frame the debates for the next two years and set the table for the 2016 election. I wanted to take this opportunity to recap, review and remind everyone how Obama Health Care Reform affects and affected the senior citizens of this country.

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New National Elder Abuse Reporting Requirements Tracy Mintz

November 15th, 2012 | 0

ElderNew national elder abuse reporting requirements have gone into effect for nursing homes. They are a great innovation in the pursuit of elder abuse prevention across the nation. No one likes to talk about elder abuse, which is precisely one of the conditions that permits it to go on. It’s time that we all take a few minutes to review elder abuse basics.

Elder and dependent adult abuse applies to people over 18 who depend on others for their basic needs.  All elderly Americans, wherever they live, are considered a vulnerable population. Seniors who live in residential care and nursing homes are in the minority, as most seniors live in their own home or with family. Even seniors who live alone in the community benefit from our oversight and attention.

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How To File For Social Security Retirement Benefits Tracy Mintz

October 21st, 2012 | 1

SocialSecuritySocial Security retirement benefits are an insurance program. When the program began in 1935, it was designed to keep older Americans out of poverty when they were no longer able to work. Like insurance, when you want to start collecting your benefits, you file a claim. Remember that you are dealing with a huge bureaucracy, the Social Security Administration, and while it is very efficient, your claim process will be much smoother if you plan ahead and follow these steps.


  1. Determine the right age for you to claim your benefits. The right age for you depends on your other sources of income and financial needs. You can claim reduced benefits at age 62, even if you are still working. Full benefits are available at “full retirement age”, which is 65 if you were born in 1937 or earlier, or 67 if you were born after 1959. Between 65 and 67, the full retirement age is staggered based on the year you were born. For example, for those born in 1958, full retirement age is 66 and 8 months. You can delay your claim until age 70, resulting in a larger monthly payment.

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