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Category Archives: Healthcare Cost

Long Term Care for Seniors – A Financial Guide for Residents & Families Christina Morales

March 12th, 2015 | 1

Long Term CareHealth care debates continue to linger on in televised newscasts and in newspaper articles. Regardless of which side you are on, there is one thing that everyone can agree upon: health care is expensive. One of the biggest stressors of growing older is the financial burden that many seniors unfortunately face.

What are your options for paying for long term care?

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Finding the Right Long Term Health Insurance Christina Morales

October 2nd, 2014 | 0

Long Term Care InsuranceMy parents are Baby Boomers and in this past year they have spent more time in the hospital and at doctor’s appointments than either of them had ever planned. From bunion surgery to complications with a routine colonoscopy, my mom and dad have realized how much Medicare doesn’t cover and are grateful that they have a comfortable savings account to tap into if necessary. One major lesson learned is to expect the unexpected. With that said, have you considered long term health insurance?

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Changes to Social Security Will Smooth Out the Process for Disability Benefits Recipients Paisley Hansen

July 11th, 2014 | 1

Changes to Social SecurityDuring the past year, there have been changes to Social Security that will affect current and future recipients of social security disability benefits. Many of those changes are administrative, and some may alter the process of applying for benefits. Still other changes are intended to improve the process of securing employment for persons with documented disabilities. To avoid unexpected interruptions in benefit payments and to learn about new resources available to them, all disability benefits recipients or their advocates are encouraged to read about these changes in detail.

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Senior Care Scorecard (INFOGRAPHIC) Lara Baez

July 7th, 2014 | 0

Senior Care Scorecard (INFOGRAPHIC)The Senior Care Scorecard aka “The Long Term Scorecard” is a collaborative study done by AARP, the Commonwealth Fund, and the Scan Foundation. Its results form multidimensional state scorecards on long-term services and supports for older adults, people with physical disabilities, and family caregivers. California has the 8th largest economy in the world–but you might be surprised how it measures up against the top states for Long Term Care.

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The Affordable Care Act: What The ACA Means For American Seniors (INFOGRAPHIC) Lara Baez

May 22nd, 2014 | 0

Affordable Care Act Infographic We understand that navigating the new legislature of the Affordable Care Act (passed in 2010) can be a daunting and confusing process, especially for seniors. Since Medicare is not part of the Healthcare Marketplace established by the ACA, beneficiaries may be unsure of the status of their coverage. In this Infographic, we hope to shed light on some key aspects of what the ACA means for America’s seniors.

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Obamacare Websites: Not Just a .Gov Problem Trudy Lieberman

March 14th, 2014 | 0

CFAH

Shoppers searching the Internet for health insurance coverage can be forgiven if they are confused. A New York woman waiting to speak to an official Obamacare navigator the other day told me she decided to ask for help because she couldn’t understand the policies on the website of the New York exchange. When I asked one of the navigators about this woman’s confusion, she assured me all the summary information about the policies was there, but warned “you have to know where to look.”

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Why Low Income Seniors Fail to Get Help Paying for Health Care Trudy Lieberman

February 12th, 2014 | 3

CFAH

A couple weeks ago, the Medicare Rights Center, a well-known New York-based advocacy group, released a report card showing how well seniors are faring with Medicare. The report is a good barometer of the troubles beneficiaries face when navigating Medicare’s very complicated system for getting health care.

One particularly compelling finding popped out: 21 percent of the 14,000 callers to the Center’s national help line in 2012 had trouble covering the cost sharing that Medicare requires. This means that almost a fourth of seniors struggle with paying the deductibles for Part B – doctor and outpatient services – and for Part D, the drug benefit. 

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How Will The Affordable Care Act Help The Elderly? Christy Rakoczy

November 5th, 2013 | 0

The-Affordable-Care-Act -And-The-ElderlyThe Affordable Care Act has been the topic of much discussion by many groups in the United States, including seniors. It is important to understand the act to know how the new health care system will work. There are many ways in which the Affordable Care Act will benefit the elderly.

Those who are on Medicare will have access to myriad services and products at no cost. Screenings for cancer, diabetes and other chronic diseases, flu shots, and stop-smoking counseling are just a few of the services that require no payment from Medicare recipients.

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Choosing an Exchange Policy: What’s the Rush? Trudy Lieberman

October 4th, 2013 | 0

CFAHWill all the White House messages, the stream of breathless Twitter updates on the number of hits and enrollments, and the press hype surrounding opening day send the uninsured public into panic mode? Will they prompt buyers to consider only the premium and click to enroll ASAP? And why not? For weeks the administration, state exchange officials and supporters of the Affordable Care Act have been telling the public how cheap premiums will be — much cheaper than expected.

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The Consumer’s Ongoing Dilemma: Making Sense of Hospital Prices Trudy Lieberman

September 19th, 2013 | 1

CFAHRecently the Washington Post’s health policy columnist Sarah Kliff waded into the muddy waters of hospital disclosures. Kliff had heard that North Carolina Gov. Pat McCrory had signed legislation requiring the state’s hospitals to publish the rates for the services they’ve negotiated with insurance companies.

That indeed would be a big step and builds on Medicare’s release earlier this year of what hospitals charge the government to treat Medicare beneficiaries. Surprise, surprise! The data show huge differences among hospitals even in the same city, a phenomenon well documented in the academic literature.

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